Amplify Capital Management

FAQs

Questions,
answered.

15 quick answers. Pick a topic.

Getting started

How do I get started?

Choose funding or payments, fill out a short form, and a specialist will reach out, usually within one business day.

Does it cost anything to apply?

No. Applying and getting a quote are free, with no obligation.

Will applying affect my credit?

Funding applications start with a soft review that doesn't affect your credit score. Processing quotes don't involve a credit check.

Funding

What do I need to qualify?

Usually 6+ months in business, consistent monthly revenue into a business bank account, and a U.S.-based business. To start you need no documents; later, a few recent months of bank statements.

How fast can I get funded?

Most applicants hear back the same day. Complete files are often funded within 24–48 hours.

How much can I get?

From $5,000 to $5 million, depending on the product and your monthly revenue.

How does repayment work?

Flexible daily, weekly or bi-weekly schedules. A merchant cash advance is repaid as a small share of your sales, so payments flex with your revenue.

How is the cost calculated?

Most of our funding uses a factor rate, so your total cost is fixed in writing before you sign.

Payments

Cash discounting or surcharging: what's the difference?

Cash discounting shows a cash price and a card price for every card type. Surcharging adds a capped fee to credit cards only. We'll help you pick.

Is surcharging allowed in my state?

Surcharging is capped at 3%, never applies to debit, and needs card-brand registration and checkout signage, which we handle. Some states restrict it, so we check yours first.

Can I keep my current equipment?

Often, yes. If not, we'll set you up with a terminal or POS that fits.

How fast will I get my deposits?

Next-day funding for batches closed by 11 PM ET.

Is it hard to switch processors?

No. We handle the paperwork and setup, and time the switch so you never stop taking cards.

Company

Who is Amplify Capital Management?

We're a family of businesses that help owners grow, starting with business funding and payment processing.

How do I reach you?

Call, email, or use the contact form. A real person replies within one business day.

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Ready when you are.

One short form. A real specialist within one business day.