Amplify Capital Management
Amplify Payments

Surcharging

Add a small fee to credit cards only. Debit and cash stay the same.

Modern dental office treatment room

Receipt

Consultation$180.00
Follow-up kit$45.00
Subtotal$225.00
Credit surcharge 3%$6.75
Total$231.75

Debit and cash: no surcharge

Set up once. Works on every sale.

  1. Credit cards only

    Debit cards are detected instantly and never surcharged. The fee and the sale process together in one step.

  2. Capped and itemized

    The fee stays within card-brand limits (up to 3%) and shows as its own line on the receipt.

  3. Set up for you

    Card-brand registration, checkout signage and receipts are handled before you start.

What customers see

A notice at checkout, and a separate surcharge line on the receipt when they pay by credit.

A good fit for

Healthcare and medical practicesAuto dealerships and serviceProfessional services and higher-ticket sales

Good to know

Where permitted: some states restrict surchargingNever applied to debit or prepaid cardsRegistration with card brands required

Try it

Drag. See what you keep.

$40,000

$5K$250K+

Typical card fees you pay now

$1,400/mo

Up to this much back by surcharging credit cards

$16,800/yr

Get my exact numbers

Estimate at a 3.5% blended rate. Assumes most sales are on credit cards; debit is never surcharged. Your statement shows your real number.

Quick answers.

All FAQs
Is surcharging allowed in my state?

Most states allow it, and a few restrict it. We check your state before you start.

Cash discounting or surcharging: which is better?

Cash discounting covers all card types; surcharging only applies to credit. Your specialist will recommend one based on your customers.

Customer paying with a phone at a card terminal in a café

See what you'd save.

Send a recent statement. We'll show you, line by line.