Working capital
$5K–$100K
TermUp to 12 months
$5K–$100K
Amount
≤ 12 mo
Term
Same day
Decisions
6+ mo
In business
What owners use it for
Put it to work.
Best for: seasonal or uneven cash flow and recurring costs.
Payroll
Inventory and supplies
Rent and utilities
Seasonal slowdowns
Unexpected bills
Is it a fit?
You’ll typically need:
- 6+ months in business
- Consistent monthly revenue
- A business bank account
- Based in the U.S.
How it works
Three steps to funded.
- 1
Apply in minutes
Free. No obligation.
- 2
Review your offer
Amount, cost and terms, in writing.
- 3
Get funded
Straight to your business account.
Quick answers.
All FAQsHow fast can I get working capital?
Most applicants hear back the same day. Complete files are often funded within 24–48 hours.
Will applying affect my credit?
Applying starts with a soft review that doesn't affect your credit score.
Ready for working capital?
One short form. A real specialist within one business day.