Merchant cash advance.
A lump sum today, repaid as a small share of your daily or weekly sales.
Your offer
Approved$85,000
Merchant cash advance · sample
Factor
1.28
Decision
Same day
Remit
8%
$5K–$5M
Amount
Same day
Decisions
24–48 hrs
To funding, complete files
6+ mo
In business
What owners use it for
Put it to work.
Best for: businesses with steady card or bank deposits.
Inventory before a busy season
Payroll and cash-flow gaps
Equipment repairs
Marketing pushes
Opening a new location
Key terms
No jargon. No surprises.
- Advance amount
- The cash you receive up front.
- Factor rate
- A simple multiplier set at approval that fixes your total repayment. Unlike interest, it never compounds.
- Remittance
- A small, automatic share of your daily or weekly sales that goes toward the advance until it's repaid.
Is it a fit?
You’ll typically need:
- 6+ months in business
- Consistent monthly revenue deposited into a business bank account
- A few recent months of business bank statements
- Based in the U.S.
How it works
Three steps to funded.
- 1
Apply in minutes
Free. No obligation.
- 2
Review your offer
Amount, cost and terms, in writing.
- 3
Get funded
Straight to your business account.
Quick answers.
All FAQsIs a merchant cash advance a loan?
No. It's the purchase of a portion of your future sales. You repay as you earn, and the total cost is fixed in writing before you sign. No hard collateral required.
How much does it cost?
Your cost is set by a factor rate, so you know the exact total before you sign. There's no interest that grows over time.
What if my sales slow down?
Remittance is a share of sales, so payments adjust with your revenue.
Ready for merchant cash advance?
One short form. A real specialist within one business day.